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loan servicing

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См. также в других словарях:

  • Loan servicing — is the process by which a mortgage bank or subservicing firm collects the timely payment of interest and principal from borrowers. The level of service varies depending on the type of loan and the terms negotiated between the firm and the… …   Wikipedia

  • loan servicing — UK US noun [U] ► FINANCE the process of collecting and keeping records of payments from a person or organization that has borrowed money: loan servicing company/department »The company was forced to sell its loan servicing department …   Financial and business terms

  • Loan Servicing — The administration aspect of a loan from the time the proceeds are dispersed until the loan is paid off. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting… …   Investment dictionary

  • Loan origination — is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application through disbursal of funds (or declining the application). Loan… …   Wikipedia

  • servicing — The collection of principal, interest, and sometimes property taxes from borrowers; accounting for the cash flows due and the cash flows received; and remitting the cash flows to the entitled recipients. American Banker Glossary * * * service… …   Financial and business terms

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • loan — money lent at interest.A lender makes a loan with the idea that it will be paid back as agreed and that interest will be paid for the use of the money. Glossary of Business Terms Temporary borrowing of a sum of money. If you borrow $1 million you …   Financial and business terms

  • Loan servicer — A loan servicer is a public or private entity that handles the following tasks: * Collecting, monitoring and reporting loan payments * Handling property tax * Handling insurance escrows * Foreclosing defaulted loans * Handling late payments and… …   Wikipedia

  • servicing spread — A percentage of a loan s or security s principal amount that is paid to a third party as compensation for servicing. For example, in a mortgage pass through security, the interest paid to the investors is typically one half percent less than the… …   Financial and business terms

  • servicing a loan — Paying the interest on a loan …   Big dictionary of business and management

  • Select Portfolio Servicing, Inc. — Select Portfolio Servicing, Inc. (SPS) is a loan servicing company founded in 1989 as Fairbanks Capital Corp. with operations in Salt Lake City, Utah and Jacksonville, Florida.Select Portfolio Servicing was created as a Utah company in 1989.… …   Wikipedia

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